Quarterly report [Sections 13 or 15(d)]

NOTES PAYABLE

v3.25.3
NOTES PAYABLE
9 Months Ended
Sep. 30, 2025
Debt Disclosure [Abstract]  
NOTES PAYABLE

Note 10. NOTES PAYABLE

 

Vehicles Notes Payable

 

On January 10, 2025, the Company entered into a finance agreement to purchase a 2024 Toyota Corolla for $33,517 with a maturity date of January 18, 2031. The loan bears fixed interest at a rate of 11.65% per annum, with monthly payments of $651, which is comprised of principal and interest. This loan is collateralized by the underlying vehicle. The balance of this loan as of September 30, 2025, was $30,840. The current portion of the balance of this loan as of September 30, 2025 was $4,457.

 

On March 18, 2024, the Company entered into a finance agreement to purchase a 2024 Toyota Corolla for $33,620 with a maturity date of February 18, 2030. The loan bears fixed interest at a rate of 5.99% per annum, with monthly payments of $467, which is comprised of principal and interest. This loan is collateralized by the underlying vehicle. The balance of this loan as of September 30, 2025, and December 31, 2024, was $21,700 and $24,849, respectively. The current portion of the balance of this loan as of September 30, 2025, and December 31, 2024, was $4,425 and $5,603, respectively.

 

Directors and Officers Insurance Policy – 2025

 

In September 2025, the Company obtained short-term financing of approximately $127,500 with 10 monthly payments of approximately $13,000 and interest at a 11.64% fixed annual rate for director and officer insurance policies. The current portion of the balance of the Company’s Directors and Insurance short-term financing as of September 30, 2025, was $128,000 and $167,000 as of December 31, 2024, for the 2024 Directors and Officers Insurance Policy.